Effective date: Apr 01, 2013
Last Updated on: September 1, 2025

Finworld Services And Enterprises (“us”, “we”, or “our”) operates the https://finworld.co.in,
https://eHomeloans.in, https://Sandeep-Pathak.com websites (the “Service”).
This page informs you of our policies regarding the collection, use, and disclosure of personal data
when you use our Services and the choices you have associated with that data.
We use your data to provide and improve the Services. By using the Services, you agree to the
collection and use of information in accordance with this policy. Unless otherwise defined in this
Privacy Policy, terms used in this Privacy Policy have the same meanings as in our Terms and
Conditions, accessible from https://finworld.co.in, https://eHomeloans.in, https://Sandeep
Pathak.com

Information Collection And Use
We collect several different types of information for various purposes to provide and improve our
Services to you. (https://finworld.co.in, https://eHomeloans.in, https://Sandeep-Pathak.com)
Types of Data Collected

Personal Data
While using our Services, we may ask you to provide us with certain personally identifiable
information that can be used to contact or identify you (“Personal Data”). Personally identifiable
information may include, but is not limited to:
Email address
First name and last name
Phone number
Cookies and Usage Data

Usage Data
We may also collect information how the Services are accessed and used (“Usage Data”). This
Usage Data may include information such as your computer’s Internet Protocol address(e.g. IP
address), browser type, browser version, the pages of our Service that you visit, the time and date
of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

Tracking & Cookies Data
We use cookies and similar tracking technologies to track the activity on our Service and hold
certain information.
Cookies are files with small amount of data which may include an anonymous unique identifier.
Cookies are sent to your browser from a website and stored on your device.
Tracking technologies also used are beacons, tags, and scripts to collect and track information and
to improve and analyze our Services.
You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent.
However, if you do not accept cookies, you may not be able to use some portions of our Service.
Examples of Cookies we use:
Session Cookies. We use Session Cookies to operate our Services.
Preference Cookies. We use Preference Cookies to remember your preferences and various
settings.
Security Cookies. We use Security Cookies for security purposes.

Use of Data
Finworld Services And Enterprises uses the collected data for various purposes:

Transfer Of Data
Your information, including Personal Data, may be transferred to — and maintained on —
computers located outside of your state, province, country or other governmental jurisdiction
where the data protection laws may differ than those from your jurisdiction.
If you are located outside India and choose to provide information to us, please note that we
transfer the data, including Personal Data, to India and process it there.
Your consent to this Privacy Policy followed by your submission of such information represents
your agreement to that transfer.
Finworld Services And Enterprises will take all steps reasonably necessary to ensure that your data
is treated securely and in accordance with this Privacy Policy and no transfer of your Personal
Data will take place to an organization or a country unless there are adequate controls in place
including the security of your data and other personal information.

Disclosure Of Data
Legal Requirements
Finworld Services And Enterprises may disclose your Personal Data in the good faith belief that
such action is necessary to:

Security Of Data
The security of your data is important to us, but remember that no method of transmission over
the Internet, or method of electronic storage is 100% secure. While we strive to use commercially
acceptable means to protect your Personal Data, we cannot guarantee its absolute security.

Service Providers
We may employ third party companies and individuals to facilitate our Services (“Service
Providers”), to provide the Service on our behalf, to perform Service-related services or to assist
us in analysing how our Service is used.
These third parties have access to your Personal Data only to perform these tasks on our behalf
and are obligated not to disclose or use it for any other purpose.

Analytics
We may use third-party Service Providers to monitor and analyse the use of our Services.
Google Analytics: Google Analytics is a web analytics service offered by Google that tracks and
reports website traffic. Google uses the data collected to track and monitor the use of our
Services. This data is shared with other Google services. Google may use the collected data to
contextualize and personalize the ads of its own advertising network. You can opt-out of having
made your activity on the Service available to Google Analytics by installing the Google Analytics
opt-out browser add-on. The add-on prevents the Google Analytics JavaScript (ga.js, analytics.js,
and dc.js) from sharing information with Google Analytics about visits activity. For more
information on the privacy practices of Google, please visit the Google Privacy & Terms webpage:
https://policies.google.com/privacy?hl=en

Links To Other Sites
Our Services may contain links to other sites that are not operated by us. If you click on a third
party link, you will be directed to that third party’s site. We strongly advise you to review the
Privacy Policy of every site you visit.
We have no control over and assume no responsibility for the content, privacy policies or practices
of any third party sites or services. (https://policies.google.com/privacy? hl=en)

Children’s Privacy
Our Service does not address anyone under the age of 18 (“Children”).
We do not knowingly collect personally identifiable information from anyone under the age of 18.
If you are a parent or guardian and you are aware that your Children has provided us with Personal
Data, please contact us. If we become aware that we have collected Personal Data from children
without verification of parental consent, we take steps to remove that information from our
servers.

Copyright
NO PART OF THIS WEBSITE MAY BE REPRODUCED OR TRANSMITTED IN ANY FORM OR BY ANY
MEANS, MECHANICAL, ELECTRONIC, OR OTHERWISE, INCLUDING PHOTOCOPYING
ANDRECORDING, OR BY ANY INFORMATION STORAGE AND RETRIEVAL SYSTEM, ORTRANSMITTED
BY E-MAIL, OR USED IN ANY OTHER FASHION WITHOUT THE EXPRESS PRIOR WRITTEN
PERMISSION OF THE WEBSITE OWNER.
This website, including all text, HTML, scripts, and images are copyrighted, owned, and/or
licensed by Finworld Services And Enterprises. All rights are reserved worldwide. This copyright
notice applies to everyone who accesses this website, it’s products and/or services, and includes
all visitors to this website.

Changes To This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting
the new Privacy Policy on this page.
We will let you know via email and/or a prominent notice on our Service, prior to the change
becoming effective and update the “effective date” at the top of this Privacy Policy.
You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy
Policy are effective when they are posted on this page.

Contact Us
If you have any questions about this Privacy Policy, please contact us admin@finworld.co.in

Refund Policy
We stand behind our products and your satisfaction with them is important to us. Thank you for
shopping With Us.

Non-tangible irrevocable goods (“Digital Products”) To place a request for refund for the orders
placed at https://finworld.co.in, https://eHomeloans.in’, https://Sandeep-Pathak.com Or Other
Finworld Services And Enterprises Websites please write to us at admin@finworld.co.in
We do not issue refunds for non-tangible irrevocable goods (“digital products”) after 15 days have
passed from the date the order is confirmed OR if you have viewed more than 30% of the course
content when you place a request for the Refund. We recommend contacting us for assistance if
you experience any issues in viewing the course content. Contact us for any issues: If you have
any questions about our Returns and Refunds Policy, please contact us by email on
admin@finworld.co.in

Earnings and Legal Disclaimers
Earnings and income representations made by Sandeep Pathak, https://finworld.co.in,
https://eHomeloans.in, https://Sandeep-Pathak.com are aspirational statements only of your
earnings potential. The success of Sandeep Pathak, https://finworld.co.in, https://eHomeloans.in, https://Sandeep-Pathak.com testimonials and other examples used are exceptional, non-typical results and are not intended to be and are not a guarantee that you or others will achieve the same results. Individual results will always vary and yours will depend entirely on your individual capacity, work ethic, business skills and experience, level of motivation, diligence in applying the Sandeep Pathak, https://finworld.co.in, https://eHomeloans.in, https://Sandeep-Pathak.com Programs, the economy, the normal and unforeseen risks of doing business, and other factors.

Finworld Services And Enterprises Programs, and Sandeep Pathak individually, are not responsible
for your actions. You are solely responsible for your own moves and decisions and the evaluation
and use of our products and services should be based on your own due diligence. You agree that
the Finworld Services And Enterprises Programs are not liable to you in any way for your results
in using our products and services.

Terms & Policy
Copyright 2025 – Finworld Services And Enterprises (https://finworld.co.in/privacy-policy/)